Backstop vs Churnkey

Switching from Churnkey? Same loop, smaller bill.

The thing Churnkey doesn't have: a customer portal. It set the standard for failed-payment recovery + cancel flow — but it's a cancel-flow suite that drops modals into your existing billing screens; there's no standalone self-service portal. Backstop ships an embedded manage-subscription portal that replaces Stripe's billing portal — pause, switch plan, update card, and cancel-into-your-save-flow all run on your own domain, so every retention moment routes through your save logic instead of Stripe's generic UI. You get the same recovery + cancel loop Churnkey is known for, plus that portal and send-from-your-domain email — flat $79/mo with a real free tier, vs. their $250/mo annual-billed floor and none.

~10 min setup · run side-by-side on the free tier · no lock-in

Churnkey

Comprehensive retention suite

Starts around $250/mo.

Backstop

Recovery + cancel flow, flat-fee

$79 / mo Pro · $759 / yr annual (−20%) · 0% rev share · 14-day Pro trial, then 10/mo free.

Annual cost calculator

How much would you save?

assumes Pro tier · USD
$2,500 / mo

Churnkey / yr

$3,000

$250/mo · 12 mo

Backstop Pro / yr

$948

$79 / mo · 0% rev share

You save

$2,052

68% less

Rough numbers — your real cost depends on the competitor's tier mix and your workspace size. Use these as a starting point, not a quote.

Recovery loop

Feature
Backstop
Churnkey

Smart retries (Stripe-aware schedule)

Decline-code-aware retry timing

4-touch dunning email sequence

Hosted card-update pages (PCI SAQ-A)

Pre-dunning card-expiry warnings

Manual + bulk campaign override

Auto-close stale campaigns

Per-decline-code recovery forecast

They call it Smart Receivables; we call it Recovery insights.

Cancel flow + customer portal

Feature
Backstop
Churnkey

Full hosted portal that replaces Stripe billing portal

The core difference. Churnkey is cancel-flow-centric — it has no standalone customer portal of its own; you embed its cancel modal into Stripe's portal or a third-party one. Backstop ships a white-labeled portal that REPLACES Stripe's billing portal: pause, cancel-into-save-flow, update card, switch plan, live plan name — all on your domain.

Visual flow builder

Discount + pause + downgrade + schedule-call offers

All four
Discount + pause + downgrade

Conditional offers by survey answer

Save-rate analytics with funnel

A/B testing per cancel-flow version

Discount approval policies (max %, cooldown)

Embed on your site (drop-in JS, hosted redirect, or AI install)

Backstop offers three installs: a one-line embed.js modal on your domain, a no-SDK hosted redirect, or a paste-into-Cursor/Claude prompt. Churnkey open-sourced its SDK (MIT) and ships a free MCP server.

JS + open-source SDK

HMAC-signed embed tokens

Included on $79 Pro
Higher tier

Lifecycle emails + branding

Feature
Backstop
Churnkey

Reactivation campaigns ("we miss you")

Trial-end reminder emails

Win-back tracking (re-subscription detection)

One-click reactivation link in win-back email (no login)

A tokenized link drops the canceled customer back on their prior plan via Stripe Checkout — reason-branched copy, default 2nd touch.

Send emails from your own verified domain (SES / Resend)

Both send from your domain; Backstop includes it on the $79 Pro plan rather than a higher tier.

Per-workspace email branding (color, logo, From)

Subject-line A/B testing

One-click unsubscribe (RFC 8058)

Integrations + dev experience

Feature
Backstop
Churnkey

Public read-only REST API

Open-source SDK + MCP server

Churnkey open-sourced its SDK and ships a free MCP server. Backstop's angle is a paste-into-Cursor/Claude install prompt that wires the snippet for you.

AI install prompt
Open-source SDK (MIT) + free MCP

Outbound webhooks (HMAC-signed)

Slack + Discord notifications

CSV export (campaigns, customers, sessions)

Audit log of admin actions

Webhook event replay from the dashboard

When something downstream hiccups, hit replay instead of waiting for Stripe to re-send.

Pricing

Feature
Backstop
Churnkey

Starting price

Churnkey's Starter is $250/mo billed annually for under ~$5k/mo churn volume. Core, Intelligence, and Enterprise are custom-quote (typically $10k+/mo churn volume).

$79 / mo
$250 / mo

Free tier

10 campaigns / mo
No

Revenue share

0%
0%

Annual discount

2 months free on annual ($759/yr)
Starter is annual-billed

Processor support

Stripe only
Stripe, Chargebee, Recurly, Braintree, Paddle

Migration takes 15 minutes.

See the detailed walkthrough

Most Churnkey customers are already using Stripe Connect, which means our setup is already done. Here's the rest:

  1. Step 1

    Connect your Stripe account

    One OAuth click, ~30 seconds — we never see your secret key. Stripe Connect uses a read_write grant (recovery has to retry invoices, apply coupons, and pause/cancel on your behalf); it stays scoped to your account, encrypted at rest, and revocable from Stripe in one click. The same account talks to Churnkey and Backstop at once — no conflict.

  2. Step 2

    Recreate your cancel flow from a template

    Pick "SaaS Standard" or "Annual Upsell" as a starting point — both ship with the same survey + offer + confirm structure Churnkey defaults to. Edit the offer terms to match what you had, then publish.

  3. Step 3

    Install the cancel flow + point your manage button at the portal

    Three ways to install — pick one: drop in our one-line embed.js for an on-your-domain modal, use a no-SDK hosted redirect link, or paste our AI prompt into Cursor / Claude Code and let it wire the snippet. Then point your "Manage subscription" button at the Backstop portal so it replaces Stripe's billing portal.

  4. Step 4

    Run side-by-side for 2 weeks

    Your 14-day Pro trial covers the full feature set — compare recovery rate + save rate apples-to-apples for two weeks. Decide. Cancel the loser.

Where Churnkey wins

Churnkey has been doing this longer and goes wider. They're multi-processor (Stripe, Chargebee, Recurly, Braintree, Paddle) where we're Stripe-only. They ship things we deliberately don't: SMS dunning, AI Adaptive Offers that auto-tune discounts, an Account Agent, and Feedback AI. They open-sourced their SDK (MIT) and ship a free MCP server. Their support org is bigger and their retry-timing models have more historical data. If you bill on multiple processors, want SMS in the dunning mix, or need AI to optimize your offers, Churnkey is the more complete tool and we won't pretend otherwise. Use Backstop if you're Stripe-native, want a full billing-portal replacement, send-from-your-domain email, flat $79 pricing, and a real free tier to start on.

Switch when you're sure

Test-drive on free, switch when you're sure.

Run Backstop alongside Churnkeyfor two weeks on the free tier. Compare recovery rates side by side, then move when you're convinced. We export your data on the way out — no lock-in either direction.

Zrionix Technology · founder-led · we read every reply